Mastermind.fm

The European investor's favorite podcast.

Episode 127 – Real Estate Investments with Crowdestate

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Real estate is one of the most popular types of investment worldwide, and is deemed a secure long-term investment. In today’s episode, we learn how Estonian platform Crowdestate is making this asset class accessible to the smaller investor, and the challenges they have faced over the years. We speak with CEO And founder Loit Linnupold, who I feel is one of the few honest characters in this “wild west” space of online investment platforms.

He doesn’t hold back on sharing his experience on how things started off and how much investment he needed to make in order to build this platform. He also shares what mistakes they made over the years, including that of diversifying into working capital loans, which are notoriously hard to manage and assess reliably.

As an investor, I too have suffered from this misstep, as I have a few non-performing working capital loans, however, overall I am still making a profit, and on a long-term perspective things are looking good. If you’re looking for a real estate platform where you can invest across several geographical areas as well as different risk levels, Crowdestate should be one of your first choices.

As I always say, one of the most important steps in conducting your due diligence is to get to know the people behind a platform, and I hope that this episode will help you to get to know the founder Loit in a better way, then make your own decision on whether you want to invest.

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Episode 126 – Investing in Gold with Voima Gold

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In today’s interview, we talk to Jan Nieuwenhuijs from Voima. Jan has been a very vocal researcher in the gold space for many years.

We take different angles on the gold topic and discuss the main reasons for holding hold and the different ways you can do it.

One of my biggest takeaways from this episode is that gold is not an investment per-se, but a protection against the loss in value of conventional assets like fiat currencies. To put a simple example, if you have saved €25,000 now and that’s what a new car costs at the moment, you need to know that in 10 years’ time that same money will not be able to buy you a new car, as it would cost €35,000 or more then. This means that your fiat currency has been devalued through the effects of inflation.

On the other hand, if you convert that €25,000 to gold, you have a good chance that in 10 years’ time if you take the gold and convert it back to currency, the car will have an equivalent cost in ounces of gold, which means that you have been able to store your value successfully.

Episode 125 – Investing in Litigation with AxiaFunder

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In today’s episode, Jean and Joe meet Cormac Leech from AxiaFunder to discuss how investors can make money from litigation cases.

This is a really new asset class with the biggest advantage being that it has very little correlation with other asset classes.

We discuss the legality and ethical background behind litigation funding (it is still illegal in some European nations) and the future for this asset class, as well as how investing works in practice. This includes what returns we can expect, duration of litigation cases as well as the biggest risks investors face.

This was a thoroughly enjoyable chat for us and we learned a lot from Cormac. We came out of the interview very excited about delving deeper into litigation funding and with the intention to put some money to work in this asset class.

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Episode 124 – Investing in Vacation Rental Properties with Brickstarter

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In this episode, Jean and Joe speak to Jose Maria Pascual from Brickstarter, a vacation rental property platform based in Estonia. By registering as an investor on this platform, you are able to invest in vacation rental properties (currently only in Spain) and benefit when they are rented out.

This was an interesting and eye-opening chat with Jose, who was very open and honest about how the platform operates, the challenges faced by this asset class during these months, and their plans for the near future.

I base a lot of trust on the team when evaluating platforms, and Jose made an excellent impression on me. I encourage you to check out the full review of Brickstarter and consider this investment as part of a diversified portfolio with several asset classes.

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Episode 123 – Automated Crypto Trading with Coinrule

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Today’s guests are Oleg Giberstein and Gabriele Musella, the co-founders of Coinrule.io, a platform that empowers crypto traders to compete with professional algorithmic traders and hedge funds with no coding skills required.

I find the entire field of crypto assets incredibly fascinating as it really is one deep rabbit hole. One of the aspects that has captured the imagination of millions worldwide is crypto trading. We’ve all seen stories of young people who found incredible riches through trading cryptocurrencies, although there undoubtedly are many (less publicized) failures too.

Trading can be a brutal job though, requiring long hours of looking at screens and usually inflicting a significant emotional toll. I was looking into how things can be simplified and structured when I came across Coinrule.

In today’s world, more than half of cryptocurrency trading volume is driven by complex trading bots. Yet, 75% of all hobbyist traders cannot write a single line of code. Coinrule empowers regular traders to compete with professional algorithmic traders and Hedge funds: a smart assistant to build automated rules for crypto exchanges without having to code.

Coinrule have just closed their second round of funding, and they are conducting all the legal aspects of the funding through Seedlegals, which is another interesting project to look into if you’re interested in startup investing.

In this episode, we explore how beginners can start trading with the help of Coinrule. Some topics discussed:

  • The different types of traders
  • A few popular trading strategies
  • How to manage risk while trading
  • Connecting exchanges
  • Complementary tools for traders

Coinrule is still a relatively new project, but the team has great plans for the future, including AI assistance while trading and several interesting integrations with DeFi projects.

For example, you might be able to create a strategy whereby your crypto would be used for staking when the crypto asset you’re trading is in a sideways period, and then switch back to trading when the price action picks up. With the growth of DeFi and AI there will be infinite possibilities for such services to help traders create ever more interesting strategies.

I finished off the episode asking Oleg and Gabriele what Fintech projects and areas they are most excited about, given that they are based in London, which is a hotbed for financial innovation in Europe.

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