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In today’s episode, Jean is joined by Sterling from P2P-Millionaire.com. Sterling is one of the biggest investors in peer-to-peer lending and has an active portfolio of over a million euros invested across several P2P platforms.

We discuss how he built the initial capital that he now invests, thoughts about living in China, and how he goes about choosing P2P platforms. We touch upon setting up an auto invest strategy on these P2P lending platforms, and what would happen in an economic downturn.

Other topics we go into are the calculation of XIRR, the three fund portfolio, ETFs vs funds and real estate investing.

Sterling together with his friend Scrappy are very involved in the European FIRE community as well as several forums dealing specifically with P2P lending, so I really encourage you to listen to this episode and visit their site for their latest monthly reports.

Links

• P2P Millionaire on Twitter
• P2P Independent forum discussion about what would happen in a crisis
• How liquid is the Mintos secondary market
• Mintos Auto Invest settings
• European Investing Blog aggregator

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In today’s episode, Jean is joined by Jørgen Wolf who is documenting his journey towards financial freedom on his blog. He promises to bare all: his income, his expenses and his investments.

In our chat, we talk about the FIRE movement and differences between the European movement and the US movement, how he evaluates P2P platforms, living in Denmark, how to raise a financially intelligent kid, real estate investments and much more.

Definitely an episode that will be useful for all those who want to make their money work for them and provide some very good returns. Jørgen is averaging more than 10% returns per year on his investments, with his favorite platform being Mintos, so it’s well worth listening to his approach.

Links

• Financially Free blog
• 1000 True Fans
• EuroFinanceBlogs.com
• Financial Independence Europe podcast

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In this episode, Jean interviews Matthew Melbourne from Republic.co, a platform where investors from all around the world can invest in US startups.

Deal flow has been hard to come by for small investors in the US or investors outside the US with no contacts or physical presence in hotbeds for startups like San Francisco. Republic’s mission is to change all that and make investing easy and open to everyone, whichever net worth they have. This means that you don’t need to be an accredited investor to invest in startups on this platform.

Matthew walks us through the process of investing (as an investor) and raising funds (as a startup). We also talk about success stories (including a company that was acquired by Marcus Lemonis from The Profit) and plans for future expansion.

We also talk about crypto investments and the Crowd SAFE instrument for crowdfunding in startups.

Links

• Republic
• Republic’s Note token